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Temporary Workers Handbook
Auto Enrolment Pension

Auto Enrolment Pension

A Workplace Pension (Auto Enrolment) is a defined contribution Employer Pension Scheme. Employers are required to enrol all staff in a workplace pension scheme if they:

  • Work in the UK
  • Are not already in a suitable (qualifying) workplace pension scheme
  • Are at least 22 years old, but under state pension age
  • Earn more than £10,000 a year (tax year 2020-21)

Once you have reached the above thresholds you will be automatically enrolled and will receive an e-mail promoting an online registration for access to your pension account. As a temporary worker your enrolment may be deferred for 12 weeks, should you wish to be enrolled earlier, please e-mail payroll@hrgo.co.uk

If you choose to opt out you must first be enrolled. If you opt out within the first 30 days your contributions will be refunded to you. After this time your contributions will remain in your ‘pension pot’ for your retirement. Information on how to opt out is available from your pension provider. If you do choose to opt out you will lose out on your employer’s contribution and the government’s contribution in the form of tax relief.

By law employers must re-enrol all employees back into the scheme approximately every three years, if they still meet the eligibility criteria.

Auto Enrolment Pension

A Workplace Pension (Auto Enrolment) is a defined contribution Employer Pension Scheme. Employers are required to enrol all staff in a workplace pension scheme if they:

  • Work in the UK
  • Are not already in a suitable (qualifying) workplace pension scheme
  • Are at least 22 years old, but under state pension age
  • Earn more than £10,000 a year (tax year 2020-21)

Once you have reached the above thresholds you will be automatically enrolled and will receive an e-mail promoting an online registration for access to your pension account. As a temporary worker your enrolment may be deferred for 12 weeks, should you wish to be enrolled earlier, please e-mail payroll@hrgo.co.uk

If you choose to opt out you must first be enrolled. If you opt out within the first 30 days your contributions will be refunded to you. After this time your contributions will remain in your ‘pension pot’ for your retirement. Information on how to opt out is available from your pension provider. If you do choose to opt out you will lose out on your employer’s contribution and the government’s contribution in the form of tax relief.

By law employers must re-enrol all employees back into the scheme approximately every three years, if they still meet the eligibility criteria.